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Terms of use

These terms are an agreement between you (the business using Munafa Book) and Munafa Book. In short: your data is yours, you are responsible for what you enter and for your tax filings, paid plans renew until you cancel, and you can download your data any time.

Last updated 11 Nov 2026

1. The service

Munafa Book is software to record your stock, bills, payments, expenses and reports. It helps with GST bills and registers but does not file returns for you. Check tax figures with your accountant.

2. Your account

  • Keep your PIN secret. Anyone with your phone and PIN can use your account.
  • The owner decides who else can log in and can turn them off at any time.
  • You must give correct details when signing up, and be allowed to act for the business.

3. Your data

Your business data belongs to you. We use it only to run the service for you (see the privacy policy). You can download a full backup or Excel copy at any time, on any plan, even if your plan has ended or your account is paused.

The owner can delete the business from More → Account & data. After confirming with the PIN and a code sent by email, there are 7 days to cancel; then the business, its data, logins and backups are deleted for good.

4. Plans and payment

  • Plans and prices are shown on the pricing page.
  • Paid plans renew automatically each month or year until you cancel. Cancelling stops the next renewal; the plan works until the end of the paid period.
  • If a renewal fails, paid features keep working for a short grace period, then the account moves to the Free plan. Nothing is deleted.
  • Refunds follow the refund policy.

5. Fair use

Do not use the service for anything illegal, to send spam, or to try to reach another business's data. We may pause an account that does this, and will tell you why. You can still download your data.

6. Availability

We work to keep the service running and your data safe, with regular backups. The service is provided “as is”; we are not liable for indirect losses such as lost profit. Our total liability is limited to the amount you paid us in the last 12 months.

7. Changes

We may update these terms. Each version has a date. For important changes we tell you in the app, and the owner is asked to accept the new version from More → Account & data.

8. Contact and law

These terms are governed by the laws of India. Questions: email info@munafabook.com.